Direct vs Regular Mutual Fund: Which gives more returns, know the advantages and disadvantages

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September 18, 2023

Direct vs Regular Mutual Fund Most mutual fund schemes come with two types of plans. First- Direct Mutual Fund and second- Regular Mutual Fund. In a direct mutual fund, the investor buys the mutual fund directly from the company without any distributor and agent. Whereas in a regular mutual fund scheme, it is purchased through an agent.

If you want to invest in the stock market and do not have much knowledge, then it is considered good to invest in mutual funds. Experts also believe that if invested in the right mutual fund with a long-term perspective, one can get good returns. Most mutual fund schemes come with two types of plans. First- Direct Mutual Fund and second- Regular Mutual Fund.

Direct Mutual Fund

Direct mutual fund means that the investor buys the mutual fund directly from the company without any distributor and agent. It is as if you purchased the product directly from the manufacturer. The biggest advantage of direct mutual funds is that you can easily invest in the mutual fund scheme without paying any commission. This also reduces the cost of investment. The disadvantage in this is that you do not get the help of an agent.

Regular Mutual Fund

In regular mutual funds, the investor invests through a mutual fund agent or distributor. Every time you do SIP of such funds, you have to pay commission to the agent or distributor. The advantage of regular mutual funds is that the agent helps you in investing, whereas this happens in direct mutual funds.

Regular vs Direct Mutual Scheme which is better?

By investing directly in direct mutual funds, the investor gets a better return. At the same time, in the regular case the returns get reduced due to paying commission etc.

If you are an investor who knows about mutual funds and can monitor your investments from time to time, then a direct mutual fund scheme will be better for you. However, if you cannot do this then you should choose a regular mutual fund scheme.

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JSW Group is launching a new IPO after 13 years, price band fixed at Rs 113 to Rs 119.

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September 18, 2023

JSW infrastructure IPO JSW Group company JSW Infrastructure Limited IPO is going to open on 25th September. Its price band has been fixed at Rs 113 to Rs 119. JSW Infrastructure will be the third IPO from JSW Group. Before this, JSW Group had brought the IPO of JSW Energy Limited 13 years ago in 2010.

JSW Infrastructure Limited IPO is going to open on September 25 on behalf of Jindal Group, India’s largest business conglomerate. This IPO will remain open till 27th September. This information was given by the company on Monday. Its price band has been fixed at Rs 113 to Rs 119.

The company led by Sajjan Jindal, one of India’s biggest businessmen, is going to raise Rs 2800 crore through IPO. According to the information, this entire IPO will be a fresh issue. Majority of the shares are held by Sajjan Jindal and his family.

New IPO from JSW Group coming after 13 years

JSW Infrastructure will be the third IPO from JSW Group. Before this, JSW Group had brought the IPO of JSW Energy Limited 13 years ago in 2010. JSW Group’s business is spread across cement, paint, venture capital and sports.

JM Financial Limited, Axis Capital Limited, Credit Suisse Securities (India) Private Limited, DAM Capital Advisors Limited, HSBC Securities & Capital Markets (India) Private Limited, ICICI Securities Limited, Kotak Mahindra Capital Company Limited and SBI Capital Markets Limited Book Running Lead Is the manager.

JSW infrastructure business

JSW Infrastructure is the second largest port operator in the country. The company has a cargo capacity of 158.43 million tonnes. The company’s cargo volume has seen an increase of 40 percent since FY20 and was 93 million tonnes as of March 31, 2023.

The company’s profit in FY23 was Rs 750 crore. At the same time, the topline of the company was Rs 3,195 crore. At the same time, EBITDA margin was 53 percent.

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From Lord Ganesha idol to Chandrayaan 3 rocket, Bengaluru temple decorated with coins and notes worth Rs 65 lakh

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September 18, 2023

Lord Ganesha

Before Ganesh Chaturthi Ustva, a wonderful sight was seen in a temple in Bengaluru, Karnataka. Here the temple has been decorated with currency notes and coins worth Rs 65 lakh. Shri Satya Ganapati Temple is located in JP Nagar. Every year something unique is displayed here during the Ganesh Puja festival. Hundreds of coins ranging from Rs 10, 20, 50 and 500 have been used in this temple.

Ganesh Chaturthi will be celebrated across the country from September 19. The idols of Lord Ganesha are being decorated in a wonderful way in almost every temple of the country. The enthusiasm for Ganesh Utsav is being seen from Mumbai, Delhi to Bengaluru.

Talking about a temple in Bengaluru, for almost 11 years, before the Ganesh Utsav, the idol of Lord Ganesha and the temple itself are being decorated in a unique way. This year also a different view of this temple was seen.

Temple decorated with notes and coins worth Rs 65 lakh

Ahead of the Ganesh Chaturthi festival, the Sri Sathya Ganapathy Temple in Bengaluru’s JP Nagar has been decorated with currency notes and coins worth Rs 65 lakh. Every year this temple presents its premises in a unique way during the Ganesh Puja festival.

The temple is decorated with hundreds of coins and currency notes ranging from Rs 10, Rs 20, Rs 50 to Rs 500. Over the years, the temple has used flowers, maize and coconut to decorate the idol of Ganapati as part of the Ganesh Chaturthi celebrations. Eco-friendly items like raw bananas have also been used.

Want to do something new every year

Speaking to news agency ANI, temple trustee Mohan Raju said, ‘For 11 years we have been decorating the temple in different ways. This time all the trustees have planned to decorate it with coins and notes. A total of Rs 52.50 lakh coins and Rs 2 crore 6 lakh notes have been used in this temple. Every year we decorate it in a different way.

ganesh chaturthi 2023

Let us tell you that Ganesh Chaturthi festival falls in the Bhadrapada month of the Hindu calendar. This day marks the birthday of Lord Ganesha, son of Shiva and Parvati. This festival is also known as Vinayak Chaturthi and Ganeshotsav.

On this occasion, people install clay idols of Ganesha in their homes and public places and on the day of Anant Chaturdashi, the idol is immersed in a river or sea. This year, Ganesh Chaturthi celebrations will begin from September 19.

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“Riya Vinherkar : Balancing Studies, Training, and Dreams of National Badminton Glory”

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Team Happen Recently

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September 17, 2023

Riya Vinherkar the finalist in the MSSA under 16 girls badminton inter school summit clash from Mumbai holds much promise with her game.

Unseeded Riya of Greater Mumbai produced an impressive performance against Myra Oak of Rustomjee Cambridge International School, Dahisar sealing the deal 21-19, 21-9 in her favour. She has been an avid badminton player since she started playing u10 tournaments.

She joined badminton as a sport just for fitness at the age of 7. Within a short span of time she played a under 10 tournament and reached the Finals. That’s the time she started liking the sport and decided to pursue a career in badminton. She has been playing at States and National level since then and is inspired by the Badminton Legend Carolina Marin. She looks up to her as an inspiration for her aggressive game.

The 14 year old Bombay Scottish student is in the top 30 of the National under 15 rankings and aims to clinch the State and National Championships soon. She credits her family and the school immensely for all the support they have given to make her life easier and focus on her aim. Her father works for a Bank and her mother is a housewife. She left her Banking and Finance career to support Riya in aspiring her dream. Managing studies and training sessions and participating in the tournaments has never been easy but the young shuttler manages it well.

River Indie E-Scooter: These electric scooters come with unique design and excellent boot space.

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Team Happen Recently

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September 17, 2023

E-Scooter

As for the powertrain, the River Indy gets power from an IP67-rated 4 kWh battery pack that powers a 6.7 kWh electric motor that generates 26 Nm of torque. The scooter offers a range of 120 km on a single charge. Talking about top speed, the company claims that it gives a top speed of 90.

E-Scooter:

Bengaluru-based EV startup River recently began deliveries of its electric scooters, which it launched a few months ago. Equipped with excellent boot space and unique look, these electric scooters are given many special features, due to which this electric scooter becomes quite unique. Let us know what is special about River Indie Electric Scooter?

excellent boot space

The EV startup company claims that the River Indie has 43-liter under-seat boot space with a 12-liter glove box. These include pannier mounts and bag hooks on both sides. Park assist, dual USB port etc. are available in the scooter. In terms of boot space, this is the electric scooter with the most storage so far.

top speed

The EV (E-Scooter) can accelerate from 0-40 kmph in 3.9 seconds. The scooter comes with a five-year/50,000 km warranty. Talking about top speed, the company claims that it gives a top speed of 90.

Battery pack and range

As for the powertrain, the River Indy gets power from an IP67-rated 4 kWh battery pack that powers a 6.7 kWh electric motor that generates 26 Nm of torque. The scooter offers a range of 120 km on a single charge.

Work going on at Experience Center

River. (E-Scooter: ) is also working on its first experience center in Bengaluru, which will be launched in November this year. Meanwhile, pre-order customers can go to their River account and book a slot for a test ride of Indy.

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Android Phone: This power saving setting of the phone will be useful when you go out of the house, low battery will not be a problem.

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Team Happen Recently

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September 17, 2023

super power saving mode in phone: In Android phone, the user gets many special settings. One of these settings is Super Power Saving Mode. Enabling this mode in the phone also helps in running the phone with low battery for a longer time. This setting present in the phone works in a special way.

Along with using a smartphone, it is important to take care of charging the device from time to time. It is important that the smartphone which is with the user at all times is fully charged. However, many times the smartphone user is in a situation where the battery of the phone is low and there is no facility to charge the smartphone.

Does this also happen to you, when you forget to carry the phone charger or power bank or are unable to charge the phone? If yes then this article may be of use to you.

Actually, Android phones provide a special setting to make the low battery life of the user’s device last longer. In Android phones, the user gets the facility of Super power saving mode.

What is Super power saving mode?

With the help of Super power saving mode, in case of emergency, the phone can be used for a longer time despite low battery. This special setting present in Android phones works on different methods of power saving. The backlight adjustment of the phone takes place in Super Power Saving Mode.

As soon as this mode is enabled, necessary apps run on the phone. Super power saving mode is similar to the power saving mode in the phone, but in this mode the phone can be operated for more hours.

How to disable super power saving mode

To disable Super power saving mode, the phone has to be turned on.

Now the back button will be visible on the top right corner of the Super power saving mode page itself.

You have to tap on this back button.

Now you have to tap on Exit Super power saving mode on the screen.

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Social media platform X Down has been confirmed by DownDetector.com,

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Team Happen Recently

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September 17, 2023

Platform X

A website that tracks real-time outages of websites and online services. The outage has reportedly affected X’s website. Social media platform Earlier last month also on 29th August the platform was down. Let us tell you about it in detail.

Social media platform Earlier last month also on 29th August the platform was down. Many users around the world have reported that they are facing problems accessing X (formerly Twitter).

Platform X

Downdetector.com, a website that tracks real-time outages of websites and online services, has also confirmed this. According to the report, the outage has affected the website of X.

Users are not able to login

If reports are to be believed, many users are also facing problems in logging in. About 47 percent of people are facing problems with the website. Additionally, about 30% of users have reported problems with the X app. Around 20% have reported that they are not able to login to the microblogging platform. However, X has not given any statement on this.

This problem is coming

After the outage, users are seeing the error “something went wrong. Try reloading” on the website and app. Many people are now able to login into their phones. Many users are still facing problems.

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PM Modi launches Rs 13,000 crore PM Vishwakarma scheme for workers, 30 lakh families will get benefits

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September 17, 2023

PM Vishwakarma

PM Narendra Modi has today launched the PM Vishwakarma Scheme for traditional artisans and craftsmen. 30 lakh families are going to get benefits under this scheme. Prime Minister Narendra Modi has launched the Pradhan Mantri Vishwakarma Yojana on the occasion of Vishwakarma Jayanti at the India International Convention and Expo Center Dwarka, New Delhi.

Prime Minister Narendra Modi launched the ‘PM Vishwakarma’ scheme on the occasion of ‘Vishwakarma Jayanti’ on Sunday. Under this scheme, traditional craftsmen and artisans will be provided loan assistance at minimum interest rates without any guarantee.

Interest will be available at low rates

With a financial outlay of Rs 13,000 crore for a period of five years, the scheme will benefit about 30 lakh families of traditional artisans and craftsmen, including weavers, goldsmiths, blacksmiths, laundry workers and barbers.

PM Vishwakarma

The scheme aims to increase the reach and quality of products and services offered by traditional artisans and craftsmen. The scheme offers collateral-free enterprise development loans of Rs 1 lakh (1st installment for 18 months repayment) and Rs 2 lakh (2nd installment for 30 months repayment).

Central government will bear the credit guarantee fee

According to news agency PTI, a concessional interest rate of 5 percent will be charged from the beneficiary along with the interest rebate limit of 8 percent given by the Ministry of Micro, Small and Medium Enterprises. The credit guarantee fee will be borne by the Central Government. The scheme also includes benefits like recognition as Vishwakarma through a certificate and ID card and skill verification after 5-7 days of basic training. Interested candidates can also enroll for 15 days advanced training and will be given a stipend of Rs 500 per day.

You will get benefits on digital transactions

Additionally, a grant of Rs 15,000 as toolkit incentive and an incentive of Rs 1 per transaction up to 100 transactions monthly will be provided for digital transactions. The National Committee on Marketing (NCM) will provide services such as quality certification, branding and publicity, e-commerce linkage, trade fair advertising, promotion and other marketing activities.

The age of the beneficiary should be 18 years

An artisan or craftsman working with hands and tools and engaged on a self-employment basis in the unorganized sector in one of the 18 family-based traditional occupations mentioned in the scheme will be eligible for registration under PM Vishwakarma. To enroll in this, the minimum age of the beneficiary should be 18 years.

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Hi-tech methods will be used to increase agriculture and horticulture production in Arunachal, Governor proposed

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September 17, 2023

agriculture

Farming in India is gradually taking a modern form. Now fields are monitored with drones and many modern machines are used in the fields. The Governor of Arunachal Pradesh stressed on increasing agriculture and horticulture production, monitoring progress in infrastructure development including roads and using satellite data to observe areas prone to landslides and floods.

India is an agricultural country. In modern times, India has changed its traditional farming methods to a great extent. Through modern technology, farming work can now be done in a jiffy. Farmers are also now doing farming easily by adopting new agricultural equipment.

Along with the Central Government, the State Government is also fully supporting all the farmers. Union Minister of Earth Sciences Kiren Rijiju on Saturday met Arunachal Pradesh Governor Lieutenant KT Paranaik (Retd) at Raj Bhavan in Itanagar on how to increase production in agriculture. This information was given in the official statement.

Both discussed developmental initiatives through application of latest achievements in science and technology.

Emphasis given on using satellite data

The Governor stressed on using satellite data to increase agriculture and horticulture production, monitor progress in infrastructure development including roads and inspect areas prone to landslides and floods.

The Governor has requested the Union Earth Sciences Minister to assist and facilitate in providing real time data to the State Government.

The Governor said that many places in the state are often affected by heavy rains, storms, cyclonic winds, hailstorms, cloud bursts and floods. The Governor further suggested to the Union Earth Sciences Minister an observation center in the State to share Earth System Science information and technologies for the socio-economic benefit of the society.

Governor made several requests to the Union Minister

The Governor has also suggested carrying out geophysical exploration to provide important new information regarding subsurface geology and mineral reserves in the state. The Union Minister looked very positive and ready to fulfill all the requests given by the Governor at the earliest and provide necessary assistance to the state.

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Jio vs Airtel: Which 30 days plan will be better for you, know all the benefits here

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Team Happen Recently

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September 16, 2023

As we know that 5G has been in the news a lot in the past months. With the launch of 5G, telecom companies like Jio and Airtel have started their 5G services. These companies have started their 5G facilities in many cities of India. Today we will tell you about some such plans which have a validity of 30 days.

Smartphones are an important part of our life. With time, technology has also developed a lot, due to which we can now take advantage of 5G. There are two special telecom operators in India, which are spreading 5G in India.

In such a situation, if you use Jio and Airtel, then today we will tell you about some plans, which give a validity of 30 days. Let us know about them. Here we are going to tell you about the cheapest plan of Airtel and Jio which provides 30 days of battery life.

Airtel Rs 299 plan

Airtel has many plans that offer 1.5GB data daily. The cheapest plan in this list starts at Rs 299. It has a validity of 28 days. In this you get the facility of unlimited voice calls and 100 SMS per day.

Airtel Rs 319 plan

In this plan you get 2GB daily data, validity of 30 days. Along with this, users get unlimited voice calls, 100 SMS, three months subscription of Apollo 24|7 Circle.

Airtel Rs 399 plan

The telecom company also offers a Rs 399 plan. In this you get the facility of 2.5GB data, unlimited voice calls and 100 SMS with validity of 28 days. In this plan you get free Wynk Music, Hello Tunes, three months of Apollo 24|7 Circle and Disney+ Hotstar Mobile subscription.

Jio Rs 239 plan

The price of this plan of Reliance Jio is Rs 239 and its validity is 28 days. In this you also get the facility of unlimited calling and Rs.100 per day. Apart from this, you also get access to Jio TV, Jio Cinema, JioSecurity and JioCloud.

Jio Rs 299 plan

Jio has a plan of Rs 299, whose validity is 28 days. In this you get unlimited voice calls and daily 100 SMS. In this you get access to apps like Jio TV, Jio Cinema, JioSecurity and JioCloud.

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