Kisan Credit Card: Government of India has started Kisan Credit Card facility for farmers. Through this card, any farmer of the country can easily take loan at cheap interest rates. Now you can easily get this credit card through online medium. Let us know how to apply for Kisan Credit Card?
Many types of schemes are being run in the country to provide financial assistance to the farmers. This scheme has been started to reduce the financial burden of farmers. The Government of India has started Kisan Credit Card Scheme for farmers. In this scheme the farmer gets a credit card (Kisan Credit Card). This scheme was started by the National Bank for Agriculture and Rural Development.
Let us tell you that in this scheme, farmers also get the benefit of savings account along with credit card. This card can now be made easily. The farmer gets this card within 15 days. The beneficiary of PM Kisan Yojana will also get the benefit of this card. Come, let us know what are the benefits of this scheme?
Benefits of Kisan Credit Card
Under this scheme, a farmer can get a loan up to Rs 3 lakh at an interest rate of 4 percent.
If the farmer repays the loan on time, he gets a subsidy of 3 percent.
Loan up to Rs 1.60 lakh is easily available under this scheme. In this the farmer does not have to pay collateral.
How to apply
For this you will have to go to your nearest bank branch and apply.
Apart from this, you can submit digital application for this from October 1, 2023.
Banks, Panchayat and district administration are working together to make the Kisan Credit Card campaign successful. In this, the farmer will get the card within 3 months.
With Kisan Credit Card becoming digital, the farmer will not need to go out for this card. He can easily get the card while sitting at home.
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