Kisan Credit Card
Finance Minister Nirmala Sitharaman and Agriculture Minister Narendra Singh Tomar will launch the Left Kisan Portal on Tuesday. Kisan Credit Card (KCC) holders can avail subsidized loans through this portal. A KCC door-to-door campaign and a Weather Information Network Data System portal will also be launched under this program which will be organized at Pusa Complex.
Finance Minister Nirmala Sitharaman and Agriculture Minister Narendra Singh Tomar will launch the “Farmers Loan Portal” on Tuesday.
What will be the benefit of this portal?
Through this portal, Kisan Credit Card (KCC) holders will be helped in getting subsidized loans. Door-to-door KCC campaign and Weather Information Network Data System (WINDUS) portal will also be launched in the program to be organized at Pusa Complex.
How many KCC accounts were there till March?
Let us tell you that till March 30, there were about 7.35 crore KCC accounts, whose total sanctioned loan limit is Rs 8.85 lakh crore.
According to official data, the government has distributed agri-loan worth Rs 6,573.50 crore at concessional interest rates during April to August in the current financial year. So that other farmers can also get the benefits of Kisan Credit, non-KCC holders selected under PM Kisan Yojana have been identified.
What is KCC?
Kisan Credit Card Scheme (KCC) was launched in 1998 on the basis of a model scheme prepared by the National Bank for Agriculture and Rural Development (NABARD). Kisan Credit Card Scheme was brought with the aim of simplifying the process of obtaining adequate and timely loans for farmers. This will help farmers in purchasing agricultural inputs like seeds, fertilizers, pesticides etc.
KCC also includes investment in post-harvest expenditure, consumption needs, credit requirements for agriculture and allied activities. The scheme is implemented by commercial banks, small finance banks and co-operative societies.
What is the eligibility of this scheme?
Individual farmers who are owners/cultivators
who are sharecroppers and tenant farmers
Self-help groups of sharecroppers, farmers, tenant farmers etc.
Farmers are involved in activities such as crop production or animal husbandry.
Fish farmers, fishermen, SHGs, JLGs and women groups
Fishermen who have a registered boat or any other type of fishing boat and who have the necessary license or permission to fish in estuaries or in the sea.
Farmers who raise poultry and even those who raise sheep, rabbits, goats, pigs etc.
Dairy: Farmers, dairy farmers, SHGs, JLGs, and tenant farmers who own, lease or rent sheds.
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