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Delayed Payments Threaten Indian SMEs — FundRaksha Offers LegalTech Lifeline

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Hyderabad, July 2025 — India’s B2B economy is thriving, yet a silent crisis continues to impact thousands of businesses: delayed payments and unrecovered dues. In response, FundRaksha LegalTech Pvt Ltd, founded by entrepreneur Kumar Ashu, is pioneering a Legal + Collections platform tailored for Indian businesses struggling with outstanding receivables.

According to industry estimates, over ₹70,000 crore remains stuck in unpaid invoices across MSMEs annually, largely due to poor follow-up, lack of legal access, and slow enforcement mechanisms. FundRaksha’s platform tackles this head-on by blending technology with structured legal support.

“Business owners don’t lack intention — they lack the tools to enforce payment timelines effectively,” said Kumar Ashu, CEO and Director of FundRaksha. “Our goal is to empower them with simple, scalable systems for collections and escalation — without getting lost in red tape.”

The platform provides:

  • Automated follow-up sequences to keep customers engaged and reminded.
  • Verified legal escalation pathways with fixed pricing and milestone tracking.
  • A growing advocate network across India to provide localized enforcement.
  • A business dashboard to visualize recovery metrics in real-time.

FundRaksha’s unique positioning stems from its dual approach: helping businesses prevent delays through communication workflows and resolve defaults with legal escalation — all within one unified platform.

The company has already supported B2B players in the trading, lending, manufacturing, and pharma sectors, recovering payments ranging from ₹50,000 to ₹25 lakh. Notably, some clients reported 80%+ recovery on defaulted amounts within 45-60 days using the platform.

“Many businesses silently suffer — either because they don’t want to spoil client relationships or because legal routes seem confusing. We’ve built FundRaksha to handle this with dignity, clarity, and results,” said Ashu.

Looking ahead, FundRaksha aims to integrate credit risk signals and API-based dispute reporting tools into its system. The startup is also in talks with NBFCs, distribution networks, and B2B SaaS platforms to embed FundRaksha as a recovery and legal partner.

As credit becomes the new currency of Indian commerce, platforms like FundRaksha are set to play a crucial role in ensuring trust, enforcement, and continuity for businesses across the country.

For more information you can visit Website and LinkedIN

Contact Details: 7764013078 and E-mail: info@fundraksha.com

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