Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana It is very important to have health insurance in today’s time. This insurance comes in handy to meet medical expenses and hospital expenses. The central government is also running a scheme for the general public. In this scheme, every person gets health insurance of Rs 2 lakh.
The central and state governments run various schemes for the poor and the economically weak. Today we will tell you about one such scheme which has been started to help the economically weak people. The name of this scheme is Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Pradhan Mantri Suraksha Bima Yojana
It is a health insurance scheme in a way. In this, only Rs 20 has to be invested every year and insurance of Rs 2 lakh is available. This is an accident insurance plan. The central government launched this scheme in 2015. The objective of this scheme is to help people in difficult times. Come, let us know what are the benefits of this scheme.
Benefits of this scheme This is a government scheme. The benefit of this scheme is available to the person from 18 years to 70 years. Whoever invests in this scheme has to pay its premium directly in the bank account. This means that when you buy the policy, you link your bank account with the scheme. In this case, every year’s premium i.e. Rs 20 is directly deducted from your bank account.
In this scheme, if the insured dies in an accident or becomes disabled, an insurance of Rs 2 lakh is available. On the other hand, if the insured becomes partially disabled, then he gets a benefit of Rs 1 lakh. Till the month of June last year, the premium of this scheme was Rs 12. After this, its premium has been increased from Rs 12 to Rs 20. How much did the government pay The data released by the government shows that till April 26, 2023, 2,302.26 crore has been paid in this scheme.
Apart from this, more than 34.18 crore people have registered in this scheme. The benefits of this scheme greatly helps in strengthening the general public financially.
